We Put People First.

Our Services

Rainbow Financial Group offers comprehensive retirement planning to individuals and families. We believe that your individual plans and goals should be the primary drivers of the financial planning process. Because each client is unique, so is each Retirement Plan. Our team incorporates all financial aspects of your life and will assist you in developing a customized roadmap detailing each step on the path to your desired financial future.

What is life insurance? At it’s core, life insurance is a product designed to help protect people who you are financially responsible for in the event of your death. The origins of insurance stretch back thousands of years to ancient societies. But, the basic tenets of insurance haven’t changed much. A group of people invest a portion of their income into a proverbial “pool of funds” to help protect something of value.

Annuities are often referred to as personal retirement plans. While there are different options available, they all have one thing in common: when you retire, annuity products are designed to guarantee a steady stream of income at a future point in time, helping you safeguard against the risk of outliving your assets. With Annuities, you can receive a fixed, guaranteed income, for life, while protecting you from potential loss, giving you the best of both worlds.

Mortgage Protection Insurance is coverage that will pay all or part of your monthly mortgage payment if you become disabled or pass away. This gives you the peace of mind that your family or loved ones will not have to take on the added financial burden of a monthly mortgage payment.

When it comes to Medicare, one size definitely does not fit all. What works for your neighbor may or may not be the best fit for you.

  • Advantage Plans – Medicare Advantage plans offer all the benefits of Medicare Part A and Part B. Many also include extra benefits like routine hearing and vision care, a fitness program, wellness services and/or a nurse helpline.

  • Supplement Plans – Medicare Supplements are designed to pick up the high deductibles and cost sharing of original Medicare. We also work with a Prescription Assistance Program

It’s never too early to start thinking about retirement and planning your financial future. We know that no two individuals are alike. We offer tools, solutions and advice to address the unique challenges and goals that come with retirement planning. Various retirement planning options are available, they all have one thing in common; when you retire, you are financially ready to provide the retirement income you need and desire.

Is a common term that simply refers to life insurance people buy to cover their burial expenses and other small final debts. These are whole life insurance policies that are typically $30,000 or less in the policy’s face amount of coverage.

“We are a financial services agency and insurance broker with a reputation for honesty and integrity”

Our Promise

At Rainbow Financial Group we believe that you deserve a level of personal service which is second to none. We provide you with the highest level of personal and professional skills. We help you achieve your financial objectives with integrity, passion and a commitment to your goals. How we conduct our business is just as important as what we do. Our core values are the principles that guide us in helping our clients achieve financial prosperity and peace of mind.

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Download the Top 10 Life Insurance Myths

About Rainbow Financial

Rainbow Financial Group offers comprehensive retirement and financial planning to individuals and families. We believe that your individual plans and goals should be the primary drivers of the retirement and financial planning process. Because each client is unique, so is your plan. RFG takes a holistic approach, by taking a proactive, comprehensive view to planning, we believe that an important part of building wealth is protecting what you have already accumulated. Our team incorporates all financial aspects of your life and will assist you in developing a customized roadmap detailing each step on the path to your desired financial future.

Get in touch with us

Have Questions? Drop us a line and we’ll get back to you ASAP.

Get in touch with us to find out how you can secure a better financial future for you and your loved ones.

Our Carriers & Providers

Palm Desert Library
73300 Fred Waring Drive
September 12th & 26th, 6:00pm – 7:30pm

Term vs. Permanent Life Insurance

Term vs. Permanent Life Insurance – To determine whether a term or permanent life insurance policy is the right choice for you, it is important to consider factors such as the time period your insurance protection is needed, your short and long-term goals and your overall financial plan. A comparison of the features and benefits of each policy can help you make an informed decision about which type is appropriate for you.

Term Life Insurance

  • Death Benefit Protection
  • Cash Value Accumulation
  • Flexibility Based on Changing Needs
  • Lifetime Death Benefit Protection

Permanent Life Insurance

  • Death Benefit Protection
  • Cash Value Accumulation
  • Flexibility Based on Changing Needs
  • Lifetime Death Benefit Protection