Candy Bean, ChFC-

Candy Bean is a Chartered Financial Consultant (ChFC) with over 25 years’ experience in the captive and independent Insurance and Financial Services Industry. Candy has recently opened an office in Palm Desert, CA with Rainbow Financial Group. She works with Independent Agents and Consultants specializing in Individual Retirement Planning.

Candy earned her ChFC designation from the American College of Bryn Mawr, Pennsylvania in 2001. She holds resident-insurance licenses in the State of California and non-resident licenses in the states of Texas, Ohio and Virginia. Candy worked for a Fortune 500 Insurance & Financial Services Company beginning as an Agent and progressing into Corporate Sales Management, encompassing Field management, Home Office management, Project management, including Financial Services Sales Training for California, Pennsylvania and West Virginia Agencies. 

Candy also works as a Financial Educator providing free-to-the-public Educational Workshops. Candy believes that providing financial information and education is important. Whether planning for retirement, living in retirement, saving for a college education or protecting loved ones, her goal is to help clients achieve those goals. Candy believes clients are better able to identify goals and make informed decisions to help reach those goals by having informed financial information. Candy works for her clients and has a variety of insurance & financial companies available to meet individual needs.

Holly Aryan

Experienced Insurance Broker with a demonstrated history of working in the financial services industry for over five years. She believes that putting her clients’ first and maintaining the utmost level of professionalism on their behalf is a must that has never steered her wrong. Holly brings the highest degree of exceptional experience to her clients by listening to their needs and working diligently with them to implement a plan that meets all their concerns. Holly’s specialty lies in personal Life insurance, Final Expense, and Medicare. Her clients would describe her as honest, helpful and hard working. She is focused on helping individuals protect their future.

Get in touch with us to find out how you can secure a better financial future for you and your loved ones.

Palm Desert Library
73300 Fred Waring Drive
September 12th & 26th, 6:00pm – 7:30pm

Term vs. Permanent Life Insurance

Term vs. Permanent Life Insurance – To determine whether a term or permanent life insurance policy is the right choice for you, it is important to consider factors such as the time period your insurance protection is needed, your short and long-term goals and your overall financial plan. A comparison of the features and benefits of each policy can help you make an informed decision about which type is appropriate for you.

Term Life Insurance

  • Death Benefit Protection
  • Cash Value Accumulation
  • Flexibility Based on Changing Needs
  • Lifetime Death Benefit Protection

Permanent Life Insurance

  • Death Benefit Protection
  • Cash Value Accumulation
  • Flexibility Based on Changing Needs
  • Lifetime Death Benefit Protection